I was out training for an upcoming marathon this weekend. I have run 25 marathons over the years and I run about 6 days a week but it has been a while since I did training for a full marathon. It was a beautiful day, the first really nice day after a long winter and an April snow storm. As I left the house I started my regular routine in my mind. How are my legs feeling? Did I remember to power my watch? Do I need to go to the washroom again before I get to far from home? Check, check, check, No! Continue reading “Things Don’t Always Go As Planned”
The retirement industry is starting to wake up to the fact that just because a client has achieved a certain level of retirement savings doesn’t mean that they will automatically enjoy a happy retirement. Life just doesn’t work that way and the truth is that financial planning fails without lifestyle planning, you need to have a good handle on what you are actually saving for and why. Continue reading “There’s More To Retirement Than Financial Planning”
The last couple of weeks I have spent time travelling and connecting with friends from around the country. The first week I attended a wedding for one of my oldest friends who lives on the east coast of Canada. Also making the trip were many of my “local” group of friends. We have all remained dear friends since our time at university and have been there as we married, had children, and watched our families grow. Over the year we probably did not see each other as much as we would like but we made sure we were always in touch. I must say it is easier to focus on friends when you don’t have the stress or demands of work occupying the majority of your time.
My second trip was with a former work colleague from the west who has also become a dear friend, and as a bonus I met a new gentleman. We spent a wonderful week golfing in the sun and catching up. My friend will be entering his Victory Lap soon and we had a chance to discuss adventures and plans for the next phase of our lives. Work friends in many cases are just that friends that when you work together are a great source of joy but when you no longer have work in common you drift apart. I have a few friends I have met through my years at work and like all friendship it requires work to stay connected when our careers end or change.
We have posted before, having friends is a key competent to having a fulfilling Victory Lap. Staying in touch with friends does not have to be a planned vacation, it could be a game of cards, a dinner party or a chat over coffee, anything that keeps you connected.
One of my friends over at our “Younger Next Year” facebook group posted this photo and I smiled while I looked at it knowing that I had found my ‘Ikigai” my own “sweet spot.” No let me rephrase that, I didn’t actually find it, I created it, I purposely designed it for myself and since then life has never been better. Continue reading “Finding Your Sweet Spot”
We set a target date of April 1st to get our coaching guide into edit and guess what it’s there! We are excited knowing that it will help a lot of people figure out this retirement thing having been through the ringer ourselves but it will require a lot of polishing before it’s ready to release to our coaching clients. This will be our last book on the subject and will serve as the foundation for our coaching business so we want to take our time and do it right. After that is done we will add a couple of chapters to the guide and publish it as a DIY coaching guide hopefully by the end of this year.
Continue reading “Celebrating Another Milestone”
TD Wealth released a survey in January 2018, which found that 47 percent of respondents were planning to retire solo. This is a fascinating statistic and one that is driven home by feedback we receive at many of our seminars. It is not surprising that with historical high divorce rates, Statistics Canada data showing all time high levels of individuals living solo and peope living in non traditional living arrangements to reduce housing costs, that people are heading into retirement with a focus on being alone. Continue reading “Retiring Solo Are You Ready?”
For those of you in a relationship I’d be surprised if you did not realize that when it comes to happiness in life, how well you get along with your partner will have the biggest impact. Your partner is the person you’re going to be spending the most time with and if the relationship sours, it will take the joy out of retirement. Continue reading “Grey Divorce”
I view any money that I earn in VL as my “playcheque” and I’ve given myself permission to spend it on things that appeal to me. It reminds me of when I was a kid and had $20 in my pocket that I had earned from my part time jobs. I was free to spend it on anything I wanted but once the cash was gone the spending was over. I like living like that, it makes life so much easier. Continue reading “101 Awsome things # 11 Spending Your Playcheque”
My son Doug is in Australia studying to be a doctor and he thought I might find the following story interesting. It’s about George Corones who at the age of 99 broke the world swimming record at the Commonwealth Games trials on the Gold Coast and boy does he ever look happy! Continue reading “Who Do You Want To Be?”
We continued our speaking tour at Toronto Public Library branches. These presentations have been a great opportunity to share the Victory Lap Retirement message. We are humbled by the lending activity that the book is getting at the libraries and the number of people that make their way to our events, many after a long day at work. Thank You. Continue reading “It Is Not All About The Money”