TD Wealth released a survey in January 2018, which found that 47 percent of respondents were planning to retire solo. This is a fascinating statistic and one that is driven home by feedback we receive at many of our seminars. It is not surprising that with historical high divorce rates, Statistics Canada data showing all time high levels of individuals living solo and peope living in non traditional living arrangements to reduce housing costs, that people are heading into retirement with a focus on being alone. Continue reading “Retiring Solo Are You Ready?”
One of the keys to a wonderful, rewarding Victory Lap is to continue to keep your mind active. In VL take a course, expand your horizons, and challenge your mind. Continue reading “101 Awesome Things #10- Learn Something New”
I read the other day that Canada’s prosperity ranking has slipped to its lowest level in 11 years. Prosperity to me is a proxy for happiness and I’m not surprised by the findings at all. You can sense something is wrong whenever you venture outside, read or watch the news. Today a lot of people are stressed, unhappy and according to the index feel less convinced that working hard will get them ahead. They are beginning to lose hope and that is not a good thing. If that isn’t bad enough, the article goes on to say that Canadians over the last decade are struggling more with health concerns and the problem is only getting worst. Continue reading “Choose To Live Differently”
If you have read our book or our blogs you know we are big fans of the book Blue Zones by Dan Buttner. Mr. Buttner has studied what makes people happy and healthy around the world. We learn there are different definitions of happy but there are lots of commonality amongst the happiest people in the world. If you have not had a chance take some time and read Blue Zones.
It’s taken me a long time to get to this point in my life where all the pieces have finally come together. I’m blessed with a loving family and friends, a great wife (the Contessa) and a wonderful business partner in Gerry. Things finally feel right and the future looks pretty good right now from where I’m standing. But it wasn’t always that way and I’ve been dealt, rightly or wrongly, with my share of challenges over the years.
Many of you maybe confused by lifestyle and financial planning. The financial services industry, through advisors, planners and brokers have for years helped customers save money for their retirement. They provide suggestions on investments look at your risk tolerance, asset mix, help you budget, with the goal of financial independence when you retire. That is a wonderful and noble goal but are you really prepared for the “blank sheet of paper” that is your life for the next 20+ years? We call the years after work where you have the health to do what you want your Victory Lap (VL). As my mother use to say “Money does not buy you happiness” so you need a lifestyle plan.
My routine on the George goes like this, get up at 6, have breakfast, fish all day, have dinner, in bed by 8 and repeat for the week. There really is only two things to do fish and think. I do a lot of thinking while fishing on the George. Deep thinking is a challenge at home with so many distractions but up there I get clarity of mind.
There is something about that beautiful, wild, harsh environment that makes you feel closer to the universe and God, especially when your guide takes you down river through the rapids. Things that you thought were important back in the city suddenly don’t feel so important after the first cold spray of river water hits you square in the face. You feel uneasy maybe a little thrilled, you think this might be the time for a good prayer. The truth is that as we age we tend to think safety first. We may not have really pushed ourselves for a long time, we stay in our comfort zones. My trip to the George challenges me, it is the real deal. Continue reading “Unplugged On The George (Part 2 of 2)”
I had planned to write a full story with pictures from my annual fishing trip to the George River in Northern Canada, but due to circumstances beyond my control, well sort of, the story will be delayed a week. Continue reading “Thoughts From The George”
As you move into your Victory Lap, one thing we continue to preach is the need to be active in your daily life. My business partner and I have taken part in endurance sports for years, exercise has always been a big piece of our lives. We have not always stayed in race shape but one constant we both keep moving. Riding, cycling, swimming, walking or playing other sports are all activities that keep us moving. Continue reading “Get Active”
As you read this I am on my annual fishing trip to the George River. I’ve been working hard over the summer and I can’t believe how fast this one has gone by. The weather has not been great with all that rain we had this year in the Toronto area. While I will miss the Contessa I need time away from the computer to recharge. I will post a full report of my trip when I return. The “George” holds a special place in my heart and I will share with you how I discovered it’s healing powers. I hope everyone has their own special place, the place you can go to think, rejuvenate and recharge your soul. This week I would like to talk about dealing with retirement shock. Continue reading “Gone Fishing”