Finding Happiness In Victory Lap

Standing on top of the world (image)It’s taken me a long time to get to this point in my life where all the pieces have finally  come together. I’m blessed with a loving family and friends, a great wife (the Contessa) and a wonderful business partner in Gerry. Things finally feel right and the future looks pretty good right now from where I’m standing. But it wasn’t always that way and I’ve been dealt, rightly or wrongly, with my share of challenges over the years.

Continue reading “Finding Happiness In Victory Lap”

Financial Planning is Lifestyle Planning, No?

Many of you maybe confused by lifestyle and financial planning. The financial services industry, through advisors, planners and brokers have for years helped customers save money for their retirement. They provide suggestions on investments look at your risk tolerance, asset mix, help you budget, with the goal of financial independence when you retire. That is a wonderful and noble goal but are you really prepared for the “blank sheet of paper” that is your life for the next 20+ years? We call the years after work where you have the health to do what you want your Victory Lap (VL). As my mother use to say “Money does not buy you happiness” so you need a lifestyle plan.

Continue reading “Financial Planning is Lifestyle Planning, No?”

Unplugged On The George (Part 2 of 2)

My routine on the George goes like this, get up at 6, have breakfast, fish all day, have dinner, in bed by 8 and repeat for the week. There really is only two things to do fish and think. I do a lot of thinking while fishing on the George. Deep thinking is a challenge at home with so many distractions but up there I get clarity of mind.

There is something about that beautiful, wild, harsh environment that makes you feel closer to the universe and God, especially when your guide takes you down river through the rapids. Things that you thought were important back in the city suddenly don’t feel so important after the first cold spray of river water hits you square in the face. You feel uneasy maybe a little thrilled, you think this might be the time for a good prayer. The truth is that as we age we tend to  think safety first. We may not have really pushed ourselves for a long time, we stay in our comfort zones. My trip to the George challenges me, it is the real deal. Continue reading “Unplugged On The George (Part 2 of 2)”

Get Active

 

As you move into your Victory Lap, one thing we continue to preach is the need to be active in your daily life.  My business partner and I have taken part in endurance sports for years, exercise has always been a big piece of our lives. We have not always stayed in race shape but one constant we both keep moving. Riding, cycling, swimming, walking or playing other sports are all activities that keep us moving. Continue reading “Get Active”

Gone Fishing

As you read this I am on my annual fishing trip to the George River. I’ve been working hard over the summer and I can’t believe how fast this one has gone by. The weather has not been great with all that rain we had this year in the Toronto area. While I will miss the Contessa I need time away from the computer to recharge. I will post a full report of my trip when I return. The “George” holds a special place in my heart and I will share with you how I discovered it’s healing powers. I hope everyone has their own special place, the place you can go to think, rejuvenate and recharge your soul. This week I would like to talk about dealing with retirement shock. Continue reading “Gone Fishing”

Thoughts From The Road

As promised my partner is back from his biking road trip and I asked him to share some thoughts. 

As I rode from Quebec City to Saint John I had lots of time to enjoy the scenery and think as the kilometres rolled by. I consider myself as a distance runner first, so people often asked me what I thought about when I run and did I get bored in my training? My answer: for most of the kilometres I had no problem occupying my mind with thoughts of vacations, family, politics, the state of the world, etc…  Continue reading “Thoughts From The Road”

“The Better The Plan The Better The Outcome”

I believe most people would agree with the above statement so why is it that 46% of Canadians do not have a financial plan? It just doesn’t make sense to me. Everyone is concerned about their futures yet why are so many willing to blindly go along and hope things turn out for the best. All I can say is good luck with that! Continue reading ““The Better The Plan The Better The Outcome””

Finding our Tribe


Recently we did a morning presentation in Kitchener, Ontario,  we normally don’t do mornings as I’m not what you would call a “morning person”.  I don’t know my own name until after my second cup of coffee. Morning presentations also mess up Gerry’s daily workout schedule. Still we were up at 5:30 to get ready to battle the traffic, that is something I haven’t missed since I left the corp.. In the end though the early start was well worth the effort.

The audience we met was a special group of individuals who wake up and head to the local pool, many daily. This was a group I could connect with, the audience was made up by a group of people that was working to maintain a healthy lifestyle which included an early morning workout at the local pool. Each week after their workout they would attend a presentation from people like me on various topics. What a great idea exercise, education and a coffee to boot. Continue reading “Finding our Tribe”