Celebrating Another Milestone

I have told this story before but I wanted to keep you up to date on what we are doing with our Presentation and Coaching business. We set a target date of April 1st to get our coaching guide into edit and guess what it’s there! We are excited knowing that it will help a lot of people figure out this retirement thing having been through the ringer ourselves but it will require a lot of polishing before it’s ready to release to our coaching clients. This will be our last book on the subject and will serve as the foundation for our coaching business so we want to take our time and do it right. After that is done we will add a couple of chapters to the guide and publish it as a DIY coaching guide hopefully by the end of this year. Continue reading “Celebrating Another Milestone”

There’s More To Retirement Than Financial Planning

Clock FaceThe retirement industry is starting to wake up to the fact that just because a client has achieved a certain level of retirement savings doesn’t mean that they will automatically enjoy a happy retirement. Life just doesn’t work that way and the truth is that financial planning fails without lifestyle planning, you need to have a good handle on what you are actually saving for and why. Continue reading “There’s More To Retirement Than Financial Planning”

101 Awesome Things #12 Vacation with Friends

The last couple of weeks I have spent time travelling and connecting with friends from around the country. The first week I attended a wedding for one of my oldest friends who lives on the east coast of Canada. Also making the trip were many of my “local” group of friends. We have all remained dear friends since our time at university and have been there as we married, had children, and watched our families grow. Over the year we probably did not see each other as much as we would like but we made sure we were always in touch. I must say it is easier to focus on friends when you don’t have the stress or demands of work occupying the majority of your time.

My second trip was with a former work colleague from the west who has also become a dear friend, and as a bonus I met a new gentleman. We spent a wonderful week golfing in the sun and catching up. My friend will be entering his Victory Lap soon and we had a chance to discuss adventures and plans for the next phase of our lives. Work friends in many cases are just that friends that when you work together are a great source of joy but when you no longer have work in common you drift apart. I have a few friends I have met through my years at work and like all friendship it requires work to stay connected when our careers end or change.

We have posted before, having friends is a key competent to having a fulfilling Victory Lap. Staying in touch with friends does not have to be a planned vacation, it could be a game of cards, a dinner party or a chat over coffee, anything that keeps you connected.

It Is Not All About The Money

A couple thoughts this week.

We continued our speaking tour at Toronto Public Library branches. These presentations have been a great opportunity to share the Victory Lap Retirement message. We are humbled by the lending activity that the book is getting at the libraries and the number of people that make their way to our events, many after a long day at work. Thank You. Continue reading “It Is Not All About The Money”

Victory Lap Retirement Is All About Values Based Living Part 3 of 3

While on the George at some point I always start thinking about how many good years I have left. I’m sure this is triggered while thinking about Bill who at age 84 has been making the annual pilgrimage to the George for the past 35 years. One year I know his string of visits will be broken and the thought of going there and not seeing him saddens me but that unfortunately is how life works.

Continue reading “Victory Lap Retirement Is All About Values Based Living Part 3 of 3”

What Makes You Happy?


If you have read our book or  our blogs you know we are big fans of the book Blue Zones by Dan Buttner. Mr. Buttner has studied what makes people happy and healthy around the world. We learn there are different definitions of happy but there are lots of commonality amongst the happiest people in the world. If you have not had a chance take some time and read Blue Zones.

Continue reading “What Makes You Happy?”

Victory Lap Retirement Is All About Values Based Living

My fishing guide Patrick finally came out of the bush and sent me some pictures that were taken when I was up on The George in September. My own pictures were destroyed when I fell in the river and lost everything on my iPhone, second time that has happened to me! I carry a small notepad in my fishing vest so I can jot down random thoughts whenever they materialize. It also got wet from the dunking but thankfully I was still able to make out most of my thoughts that I had recorded. During that trip I was fixated on a phrase that I tend to overuse and that is “Having a reason to get out of bed every morning with a smile on your face.” Continue reading “Victory Lap Retirement Is All About Values Based Living”

Finding Happiness In Victory Lap

Standing on top of the world (image)It’s taken me a long time to get to this point in my life where all the pieces have finally  come together. I’m blessed with a loving family and friends, a great wife (the Contessa) and a wonderful business partner in Gerry. Things finally feel right and the future looks pretty good right now from where I’m standing. But it wasn’t always that way and I’ve been dealt, rightly or wrongly, with my share of challenges over the years.

Continue reading “Finding Happiness In Victory Lap”

Financial Planning is Lifestyle Planning, No?

Many of you maybe confused by lifestyle and financial planning. The financial services industry, through advisors, planners and brokers have for years helped customers save money for their retirement. They provide suggestions on investments look at your risk tolerance, asset mix, help you budget, with the goal of financial independence when you retire. That is a wonderful and noble goal but are you really prepared for the “blank sheet of paper” that is your life for the next 20+ years? We call the years after work where you have the health to do what you want your Victory Lap (VL). As my mother use to say “Money does not buy you happiness” so you need a lifestyle plan.

Continue reading “Financial Planning is Lifestyle Planning, No?”

Gone Fishing

As you read this I am on my annual fishing trip to the George River. I’ve been working hard over the summer and I can’t believe how fast this one has gone by. The weather has not been great with all that rain we had this year in the Toronto area. While I will miss the Contessa I need time away from the computer to recharge. I will post a full report of my trip when I return. The “George” holds a special place in my heart and I will share with you how I discovered it’s healing powers. I hope everyone has their own special place, the place you can go to think, rejuvenate and recharge your soul. This week I would like to talk about dealing with retirement shock. Continue reading “Gone Fishing”