Thoughts From The Road

As promised my partner is back from his biking road trip and I asked him to share some thoughts. 

As I rode from Quebec City to Saint John I had lots of time to enjoy the scenery and think as the kilometres rolled by. I consider myself as a distance runner first, so people often asked me what I thought about when I run and did I get bored in my training? My answer: for most of the kilometres I had no problem occupying my mind with thoughts of vacations, family, politics, the state of the world, etc…  Continue reading “Thoughts From The Road”

VLR Bootcamp Breakthrough

I was out for a run/walk with the Contessa earlier in the week and bumped into a friend of ours who was out walking her dog. During our short conversation she said it was nice to see us out running again, after all we have had a three-year absence, she remarked, unsolicited I should point out, that I looked like I had lost some weight. You have no idea how sweet that sounded to me. The benefits from VLR Boot camp were starting to finally show and this positive reinforcement was all that I needed to get me through my workout. My attitude is much better and I’m starting to look forward to the workouts, things are starting to turn. Continue reading “VLR Bootcamp Breakthrough”

Victory Lap Lifestyle Profile #3

It’s Never Too Late

Active Retirement and HobbiesMany people have heard the story about Grandma Moses who started painting when she was seventy-five years old and still managed to have a twenty-six-year career. Stories like hers seem so distant, so outside the realm of possibility, that it is hard to relate to. That is why I love the following story which was provided to me by our publicist Debby, below is her personal account of how her husband followed his passion and created a dream Victory Lap. A story like this is close to home so it takes on a whole new meaning. Enjoy! Continue reading “Victory Lap Lifestyle Profile #3”

Victory Lap Question – When You Retire Where Do All Your Friends Go?

This question comes up at many presentations I make on Victory Lap Retirement. A strong social network is key to our happiness and longevity. Friendships enrich our lives we should always look to build our social network and build relationships with people we care about.

The challenge for all of us is that we are so busy working and nurturing our family, we can sometimes underinvest in our friendships. Our relationships with friends can also suffer when we are stressed out and in some cases pull back from friends, after all who wants to be a “downer” to our friends Continue reading “Victory Lap Question – When You Retire Where Do All Your Friends Go?”

Hard Way vs.  Smart Way

One of the mistakes I made transitioning into my own Victory Lap was that I didn’t take any time off to regroup and refresh. I was suffering from “sudden retirement shock”. I wasn’t thinking clearly and I did what I always do when things are going off side, I roll up my sleeves and worked harder. I decided to go into full new business mode, I spent the better part of three years in a cave writing a book and trying to figure things out. Sure things worked out well in the end but it took a lot of time, researching, learning what I needed to know and now looking back I realize that it really didn’t have to be as hard as it was.

I also have a bad habit of always going it alone,  something I developed while working at the Corp., a John Wayne thing. I believed that asking for help was a weakness and it made me look vulnerable. I always took the hard way and would try and figure it all out by myself. That kind of thinking resulted in me not creating and benefitting from mentors. This was a major mistake I made in my career. Life could have been so much easier if only I had been more open minded and willing to ask for help and advice. Continue reading “Hard Way vs.  Smart Way”

Learn to Play The Long Game

Today’s article is the first in a series written by Simon Chan who started his own VLR earlier this year after working for 20 years in the financial services industry. He has a broad base of experience with the subjects of pre-retirement and financial independence having worked in multiple businesses such as banking, wealth management, insurance and group retirement benefits. Most recently Simon was the head of business strategy for the Canadian Retail Business for a global insurer. In his role, he became interested in how technology, globalization and the rapidly changing environment is impacting the lives of millennials. In short Simon knows his stuff, is a great guy and wants to help.

I believe it’s important that we understand the new challenges that will be faced by our kids and grandkids in the years ahead. It won’t be easy but we can succeed if we all work together. -Mike  Continue reading “Learn to Play The Long Game”

Time To Stop Following The Retirement Herd

We are all social animals we crave interaction and generally don’t like being alone. We crave that feeling of togetherness being part of something bigger,  the added comfort and safety that comes with being part of a group or a  herd. The herd protects individuals from being singled out, and in the animal kingdom provides safety from being killed by a predator.

Many people have developed a “herd” mentality in life deriving comfort by going with the flow and if everyone else is going in one direction they must know something that we don’t. It is easier not to complicate things by forging our own path based on what we learn or believe. What happens if we are wrong and the herd is right?

When it comes to retirement the “herd” has been doing this retirement thing for a long time. So they must be right, right?

Continue reading “Time To Stop Following The Retirement Herd”

Getting Your Confidence Back

I rarely get this question when I give my Victory Lap presentations, but I know it is top of mind for many in the audience and I suspect for many of you reading. I know many of the people I speak with did not really want to stop working. Many have worked at the same career for years and now they are scared/uncertain about the future. The question they want to ask, which I will ask for them is: “Am I good enough to get hired again?”

 

Continue reading “Getting Your Confidence Back”

Every Picture Tells a Story

 

 

 

Another RRSP season is now behind us and I don’t know if it’s just me but this one seemed more low key than usual. Maybe Mr. Trump was hogging all the airwaves this time around?

What concerns me is that the advertisers continue to sell us a version of retirement that doesn’t reflect the current reality for many people. The images of the carefree happy couple sitting on a beach while sipping on a strawberry daiquiri, or the couple sailing on a yacht, smiling with the sun shining and the wind blowing through their hair.           Continue reading “Every Picture Tells a Story”

In Pursuit Of Boomer Happiness

I was at my local Indigo bookstore this past weekend and look at who happened to stop by.

I’m really starting to believe in this karma thing as more and more chance encounters like this are happening to me since writing the book.

Through this chance meeting I had the chance to talk to Heather about Victory Lap Retirement and my concern that we had miscategorized the book by putting it into the personal finance/retirement section.  Heather was kind enough to share her thoughts and now I’m convinced that our book should be in the self improvement section. Continue reading “In Pursuit Of Boomer Happiness”