Finding Happiness In Victory Lap

Standing on top of the world (image)It’s taken me a long time to get to this point in my life where all the pieces have finally  come together. I’m blessed with a loving family and friends, a great wife (the Contessa) and a wonderful business partner in Gerry. Things finally feel right and the future looks pretty good right now from where I’m standing. But it wasn’t always that way and I’ve been dealt, rightly or wrongly, with my share of challenges over the years.

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Financial Planning is Lifestyle Planning, No?

Many of you maybe confused by lifestyle and financial planning. The financial services industry, through advisors, planners and brokers have for years helped customers save money for their retirement. They provide suggestions on investments look at your risk tolerance, asset mix, help you budget, with the goal of financial independence when you retire. That is a wonderful and noble goal but are you really prepared for the “blank sheet of paper” that is your life for the next 20+ years? We call the years after work where you have the health to do what you want your Victory Lap (VL). As my mother use to say “Money does not buy you happiness” so you need a lifestyle plan.

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Unplugged On The George (Part 2 of 2)

My routine on the George goes like this, get up at 6, have breakfast, fish all day, have dinner, in bed by 8 and repeat for the week. There really is only two things to do fish and think. I do a lot of thinking while fishing on the George. Deep thinking is a challenge at home with so many distractions but up there I get clarity of mind.

There is something about that beautiful, wild, harsh environment that makes you feel closer to the universe and God, especially when your guide takes you down river through the rapids. Things that you thought were important back in the city suddenly don’t feel so important after the first cold spray of river water hits you square in the face. You feel uneasy maybe a little thrilled, you think this might be the time for a good prayer. The truth is that as we age we tend to  think safety first. We may not have really pushed ourselves for a long time, we stay in our comfort zones. My trip to the George challenges me, it is the real deal. Continue reading “Unplugged On The George (Part 2 of 2)”

Get Active

 

As you move into your Victory Lap, one thing we continue to preach is the need to be active in your daily life.  My business partner and I have taken part in endurance sports for years, exercise has always been a big piece of our lives. We have not always stayed in race shape but one constant we both keep moving. Riding, cycling, swimming, walking or playing other sports are all activities that keep us moving. Continue reading “Get Active”

MORE GOOD NEWS ANYTHING IS POSSIBLE

This week’s blog will be a little shorter, it is the summer so this will allow you to have a quick read then get out and enjoy the warm weather, after all Labour Day is just around the corner.
When I was working full time, the company’s fiscal year end was October 31, so the fall was a time to review achievements and plan for the new fiscal year, I still take this attitude into my personal life. As many of you finish enjoying the summer it is a good time to review your life style and financial plans and take time to think about life after your first career. Continue reading “MORE GOOD NEWS ANYTHING IS POSSIBLE”

In Victory Lap It’s Not About “More Money”

My view about money changed since I left the corporate world, why I thought? Early in my life I was lead to believe that money was the most important measure, the one thing that matters on a personal scorecard. I became wired to succeed, earn promotions and win awards. All in the pursuit of “more money”, money for the family, money for more stuff. Continue reading “In Victory Lap It’s Not About “More Money””

Where did the idea of Retirement come from?

I was reading an article on retirement in The Atlantic. The article discussed the earliest concept of retirement dating back to Otto von Bismarck of Prussia in 1881. The concept was to provide financial support to “older members” of society. The idea was radical because people did not retire, if you were alive you worked. At the time the majority of people were employed in agriculture to feed the masses. The struggle for payment continued for 8 years and finally with pressure from the socialists, legislation was introduced for the state to take care of those disabled from work. Social security was later introduced for those over 70 years old, however 70 was well above life expectancy at the time. Continue reading “Where did the idea of Retirement come from?”