We are all social animals we crave interaction and generally don’t like being alone. We crave that feeling of togetherness being part of something bigger, the added comfort and safety that comes with being part of a group or a herd. The herd protects individuals from being singled out, and in the animal kingdom provides safety from being killed by a predator.
Many people have developed a “herd” mentality in life deriving comfort by going with the flow and if everyone else is going in one direction they must know something that we don’t. It is easier not to complicate things by forging our own path based on what we learn or believe. What happens if we are wrong and the herd is right?
When it comes to retirement the “herd” has been doing this retirement thing for a long time. So they must be right, right?