My Year End Review

Since I had never written a book before, I did what made sense to me and wrote the last chapter first. This is apparently a no-no in the writing world but I knew how I wanted my life to play out and what’s wrong with writing a story with a happy ending for yourself. Makes sense to me!

My Own Victory Lap 

Our book Victory Lap Retirement is all about designing your lifestyle. My overriding goal, in writing the book, was to help me design a fulfilling low stress lifestyle that would deliver maximum happiness over the next ten years. Instead of looking forward I now live with a sense of urgency. It’s all about living happy now, not delaying it to some point down the road. Now don’t get me wrong I’m not spending money like a drunken sailor, I still have to justify the investment to myself. Let’s just say I’m no longer concerned with saving money anymore.  Continue reading “My Year End Review”

No One Told Me It Would Be Like This

There is something very wrong with the work world today. It is far too common to find employees who are tired, over-worked, stressed out, and living in fear of an uncertain future. As a result, people are eating too much, watching too much television, and complaining too much, often self-medicating with drugs and/or alcohol or taking prescription medication to cope with their stress. How can it be that in North America, with two of the most prosperous societies in the world,  people are taking more medications for anxiety, depression, and sleep disorders than ever before?

Blame it on the big dip. Continue reading “No One Told Me It Would Be Like This”

Letting Go Of Grudges



With Victory Lap Retirement now finished I’ve set out on a mission to simplify my life. This past weekend I cleaned out the cave, aka my home office, where I do the majority of my writing. I managed to fill up a garbage bag with papers containing my thoughts and ideas, newspaper clippings, magazines, and books. I was so pleased with this process, I expanded this simplifying process to the rest of the house, and I am amazed by all the “junk” collected over the years. In many cases, I didn’t even remember how it was acquired. It’s not just physical “junk” that I will purge, but also the “junk” that takes up valuable space in my mind.

Today I would like to talk about how I found a way to discard grudges which are a huge time and energy waster.

“Grudges are a waste of perfect happiness, laugh when you can, apologize when you should, and let go of what you cannot change.”

-Author Unknown

Continue reading “Letting Go Of Grudges”

Having Fun At The Zoomer Show

mosesjonmikeJonathan and I spent last weekend at the Toronto Zoomer Show, which gave us  the opportunity to talk to numerous people about our new book ‘Victory Lap Retirement.” As Ernie Zelinski my mentor likes to say “Books don’t sell themselves!”

The Zoomer show is Canada’s largest consumer and lifestyle event for men and women aged 45+. Visitors at the show receive the latest trends, advice and information on positive aging from more than 250 exhibitors such as Health and Wellness, Financial Planning, Caregiving, Fitness, Technology, Employment, Education, Pets, Volunteerism, Faith, Safety and Travel. There are celebrity speakers, fitness and health demonstrations and much more. One thing I really enjoyed was the strong line up of quality tribute bands, which included one doing songs of one my personal favourites “David Bowie”.

Continue reading “Having Fun At The Zoomer Show”

Introducing “Victory Lap Retirement Winners”

Victory Lap Retirement Lifesyle winner
Victory Lap Retirement Lifestyle winner

I’ve been meaning to blog about this for awhile but the book launch has kept me quite busy and to be honest I’m a little burned out at the moment. On the positive side I feel like Scrooge on Christmas morning, there are so many positive things going on in my life right now. That is what happens when you decide to take control of your life back and design a great lifestyle for yourself. But to be honest it’s not all roses all the time and one concern that I do have is watching out for my health. I’m not sleeping properly, there is way too much stuff on my mind and even though it’s all positive it concerns me.

I’ve begun a regular habit of checking my blood pressure whenever I’m at Shoppers and the readings are all over the place. While I’m no doctor, I’m pretty sure that it reflects the pace that I’m currently living at. The goal going forward will be to lower stress and slow the pace way, way down as I want to be around a long, long time!

Continue reading “Introducing “Victory Lap Retirement Winners””

Financial Independence and Zen Awakening




I was recently asked to review a new book “Zen and the Art of Wealth” by Warren Mackenzie, which is a story of two friends who chat while one helps the other build his drystone wall. It’s a good book and reminded me of some important life lessons that I had forgotten over the years. The book also triggered some memories about how I was first exposed to the world of Zen. Continue reading “Financial Independence and Zen Awakening”

Prolonged Exposure To High Stress Will Mess You Up

Wall Street Banker
Wall Street Banker

I had to write this blog in response to what happened recently at Wells Fargo.

I’ve spent most of my working life, thirty eight years, in the financial services industry and was lucky to escape relatively largely free from long-term damage (I was damaged a little, but am recovering nicely).  I feel for the employees of Well Fargo who, in order to survive, in order to protect their jobs and their families, felt compelled to open over two million chequing and other accounts without their customers knowledge. Continue reading “Prolonged Exposure To High Stress Will Mess You Up”

Gone Fishing!

Gone Fishing Message.

Well it’s that time of year again when I leave town to do some fly fishing for Atlantic salmon on the mighty George River. It takes us two days to get there, but the trip is always worth the pain. It’s wonderful to be able get away from computers, the internet and the news which always seems to be bad these days. Everyone needs a break, a chance to recharge and the George River does that for me in spades!

Will be back in Toronto on Sept 8th.


Don’t Fall for The Great Retirement Con (Part 2)

Snake oil Salesman

Over the years, like many of you, I was lulled into believing that retirement was the natural conclusion of things, the final step so to speak. I bought into the deal that my role was to work for thirty plus years, pay off the mortgage and help the kids get through school and off to a good start in life. Once that was all done, and my major responsibilities were behind me, I would be allowed to retire. But retire to what?

Nobody really talked about that part of the deal and that was the part that I was really interested in. Something started to smell funny. Remember, I’m skeptical and so I started to dig deeper into this retirement thing. I was surprised when I finally came to discover that retirement is a relatively recent twentieth century phenomenon and that prior to the industrialization of this country, retirement didn’t exist at all!

Continue reading “Don’t Fall for The Great Retirement Con (Part 2)”

Time: Your Most Valuable Asset

Clock face and calendar in sky“Time is more valuable than money. You can get more money, but you cannot get more time.”  – Jim Rohn

It wasn’t until I began working on Victory Lap Retirement that it came to me that time, not money, was now my most important asset. The relationship between time and money had changed for me over the years. When I worked in the corporate world, I willingly traded my time for money and I would use that money to provide security for my family. My efforts were focused on working hard and getting a promotion in order to get a bigger salary. I was willing to invest more and more of my time in order to make that happen because that was the way the game was played.  But when I was finally able to achieve “Findependence” trading my time for money no longer felt like a fair exchange, other things became more important and something inside started pushing me to become the real me. The only problem was that after all those years in the corporate world I had forgotten who I was, but thankfully I was able to figure that one out eventually. Continue reading “Time: Your Most Valuable Asset”