The Art Of Retirement Living

I was visiting my parents at the cemetery over Christmas and I noticed that they still hadn’t finished my mother’s plaque. There was her date of birth and the dash but they hadn’t inscribed the date that she had passed. The more I thought about it I realized that the most important thing in our lives is the dash. We don’t get to chose our date of birth but we get to choose the dash part which for me means how I plan to live in my Victory Lap. It’s my choice and my responsibility and it’s based on what matters to me. Continue reading “The Art Of Retirement Living”

The Retirement Rebel Belief System

Today’s blog is based on some interesting research that we will be putting into our new book which will be released fall 2020 when I’m 65, and just prior to me attempting Ironman Cozumel. I wanted to release it before that just in case. I am fascinated by how our minds work, and how powerful our minds can be. One of our goals should be to use our minds to our advantage so we can create a better retirement for ourselves. Continue reading “The Retirement Rebel Belief System”

What, Work in VLR?

As I sit here this morning with outside temperatures of -38C wind chill (-37 F), in our first major storm of the year I can’t tell you how happy I am not have to have to gear up and catch the train to head downtown to work. Having the choice of when and where to work in my Victory Lap is wonderful, but as we have said before work is not a bad thing and in fact it is part of retirement principles. Lets talk a little about that today Continue reading “What, Work in VLR?”

Retirement Is A Game, Play It Well

Retirement is supposed to be fun, it should feel good or your doing something wrong. Personally I was far too serious starting out on my Victory Lap, and a mistake I made was not taking any time off. Right out of the gate I started working full bore on VLR which turned into two books and before I knew it three years of my retirement was gone, and I was forty pounds overweight. If you asked me if it was worth it I would definitely say yes but it came at a cost. Working part time at Bass Pro would have been so much easier but that would have meant missing out on my dream of creating my own business, and being my own boss, something that I always wanted to do. So I decided upon the hard way and through the process I’ve become very aware that too much seriousness is a kind of disease; it is a cancer of the soul and when your serious all the time you lose the fun. Thankfully I don’t spend any time feeling like that anymore. Continue reading “Retirement Is A Game, Play It Well”

Create Your Own Blue Zone

The Contessa just got back from visiting her family in Italy and told me that she wants to move there one day because in her words- “they really know how to live” something that we have sadly forgotten here. As is my nature I started to pepper her with questions about why it is so much better, which I learned it basically comes down to lifestyle. They eat better, they exercise more, having to walk or cycle to most places, they socialize more, which leads to less stress. As a result they are happier and it’s been scientifically proven that happier people live longer. Kind of makes you go Hmmm. Why do they have it right and we have it so wrong? Continue reading “Create Your Own Blue Zone”

Planning Is Important, But You Need To Execute.

It is interesting how the retirement industry is changing its marketing to clients from financial to lifestyle. When VLR was published there was very little talk in the financial services and retirement planning community about “lifestyle” in the purest sense. Today you are now seeing lifestyle in every form of retirement advertising. The concept of lifestyle has for a long time been involved in the financial planning process though questions and conversations with your financial advisor as part of the discovery or Know Your Client process. That usually meant these types of questions: how do you want to spent your money, are you prepared for higher medical or healthcare costs, where do you want to live, do you want to travel, etc.? Continue reading “Planning Is Important, But You Need To Execute.”

Retiring Solo Are You Ready?

Standing on top of the world (image)TD Wealth released a survey in January 2018, which found that 47 percent of respondents were planning to retire solo. This is a fascinating statistic and one that is driven home by feedback we receive at many of our seminars.  It is not surprising that with historical high divorce rates, Statistics Canada data showing all time high levels of individuals living solo and peope living in non traditional living arrangements to reduce housing costs, that people are heading into retirement with a focus on being alone. Continue reading “Retiring Solo Are You Ready?”