What Does The Word Retirement Mean?

If you have seen any of our presentations you have heard the story of Mike being told by his publisher that he had written a book about “not retiring”. Despite using retirement in the title of the book, the reality is our language has not come up with word(s) that describe what is going on in the “retirement” world now. So here are some thoughts.

Continue reading “What Does The Word Retirement Mean?”

Summertime And Living Is Easy

Well warm weather has finally arrived in southern Ontario so we can finally start to think about summer, longer days, warmer nights, trips to the cottage and campfires. One of the joys of Victory Lap Retirement (VLR) is that you now have the time and the ability to decide how you will spend your time. To that end we have decided to cut back on our blogs until September, instead we will enjoy the warm weather, focus on our families, travel, and continue to work on building our small business. Continue reading “Summertime And Living Is Easy”

Live Life

We are publishing early this week as I will be heading to run a marathon later in the week. Back to our regular time next week.

I sit here on our cottage deck watching the rain pour down on another long weekend! Is it just me or does that seem to happen a lot! In my career at least for the last few years of it, we would live for the weekends when for a while we could recharge our batteries enjoy time with friends, watch a movie or game on TV. Forget about the work that was no longer feeding the soul. If you happened to have rain you would figure out a way to make the best of it, read a good book, play euchre, chat, nap, but it was not the same. And there was the lake beckoning… Now a days in Victory Lap it is suppose to be sunny on Monday so I will get out then. Continue reading “Live Life”

Planning Is Important, But You Need To Execute.

It is interesting how the retirement industry is changing its marketing to clients from financial to lifestyle. When VLR was published there was very little talk in the financial services and retirement planning community about “lifestyle” in the purest sense. Today you are now seeing lifestyle in every form of retirement advertising. The concept of lifestyle has for a long time been involved in the financial planning process though questions and conversations with your financial advisor as part of the discovery or Know Your Client process. That usually meant these types of questions: how do you want to spent your money, are you prepared for higher medical or healthcare costs, where do you want to live, do you want to travel, etc.? Continue reading “Planning Is Important, But You Need To Execute.”