Live Life

We are publishing early this week as I will be heading to run a marathon later in the week. Back to our regular time next week.

I sit here on our cottage deck watching the rain pour down on another long weekend! Is it just me or does that seem to happen a lot! In my career at least for the last few years of it, we would live for the weekends when for a while we could recharge our batteries enjoy time with friends, watch a movie or game on TV. Forget about the work that was no longer feeding the soul. If you happened to have rain you would figure out a way to make the best of it, read a good book, play euchre, chat, nap, but it was not the same. And there was the lake beckoning… Now a days in Victory Lap it is suppose to be sunny on Monday so I will get out then. Continue reading “Live Life”

Create Your Own Blue Zone

The Contessa just got back from visiting her family in Italy and told me that she wants to move there one day because in her words- “they really know how to live” something that we have sadly forgotten here. As is my nature I started to pepper her with questions about why it is so much better, which I learned it basically comes down to lifestyle. They eat better, they exercise more, having to walk or cycle to most places, they socialize more, which leads to less stress. As a result they are happier and it’s been scientifically proven that happier people live longer. Kind of makes you go Hmmm. Why do they have it right and we have it so wrong? Continue reading “Create Your Own Blue Zone”

Planning Is Important, But You Need To Execute.

It is interesting how the retirement industry is changing its marketing to clients from financial to lifestyle. When VLR was published there was very little talk in the financial services and retirement planning community about “lifestyle” in the purest sense. Today you are now seeing lifestyle in every form of retirement advertising. The concept of lifestyle has for a long time been involved in the financial planning process though questions and conversations with your financial advisor as part of the discovery or Know Your Client process. That usually meant these types of questions: how do you want to spent your money, are you prepared for higher medical or healthcare costs, where do you want to live, do you want to travel, etc.? Continue reading “Planning Is Important, But You Need To Execute.”

Live Life Well While You Still Have It

For the record I believe in synchronicity and the law of attraction having experienced both on more than a few occasions. Last December I was involved in an accident with a drunk driver and luckily escaped without injury but it could have been much worse. I believe I was being sent a message reminding me that nothing is guaranteed in this life especially how much time you have left. The accident gave me pause and after some reflection I made a promise to myself to slow down and enjoy life a lot more just like I preach to the VL tribe. But as usual the memory of that event soon faded along with the promise I made and my life once again was being consumed by writing my the new book.

It’s not good to ignore what the universe is trying to tell you. Continue reading “Live Life Well While You Still Have It”

Things Don’t Always Go As Planned

I was out training for an upcoming marathon this weekend. I have run 25 marathons over the years and I run about 6 days a week but it has been a while since I did training for a full marathon. It was a beautiful day, the first really nice day after a long winter and an April snow storm. As I left the house I started my regular routine in my mind. How are my legs feeling? Did I remember to power my watch? Do I need to go to the washroom again before I get to far from home? Check, check, check, No! Continue reading “Things Don’t Always Go As Planned”

There’s More To Retirement Than Financial Planning

Clock FaceThe retirement industry is starting to wake up to the fact that just because a client has achieved a certain level of retirement savings doesn’t mean that they will automatically enjoy a happy retirement. Life just doesn’t work that way and the truth is that financial planning fails without lifestyle planning, you need to have a good handle on what you are actually saving for and why. Continue reading “There’s More To Retirement Than Financial Planning”

101 Awesome Things #12 Vacation with Friends

The last couple of weeks I have spent time travelling and connecting with friends from around the country. The first week I attended a wedding for one of my oldest friends who lives on the east coast of Canada. Also making the trip were many of my “local” group of friends. We have all remained dear friends since our time at university and have been there as we married, had children, and watched our families grow. Over the year we probably did not see each other as much as we would like but we made sure we were always in touch. I must say it is easier to focus on friends when you don’t have the stress or demands of work occupying the majority of your time.

My second trip was with a former work colleague from the west who has also become a dear friend, and as a bonus I met a new gentleman. We spent a wonderful week golfing in the sun and catching up. My friend will be entering his Victory Lap soon and we had a chance to discuss adventures and plans for the next phase of our lives. Work friends in many cases are just that friends that when you work together are a great source of joy but when you no longer have work in common you drift apart. I have a few friends I have met through my years at work and like all friendship it requires work to stay connected when our careers end or change.

We have posted before, having friends is a key competent to having a fulfilling Victory Lap. Staying in touch with friends does not have to be a planned vacation, it could be a game of cards, a dinner party or a chat over coffee, anything that keeps you connected.

Celebrating Another Milestone

We set a target date of April 1st to get our coaching guide into edit and guess what it’s there! We are excited knowing that it will help a lot of people figure out this retirement thing having been through the ringer ourselves but it will require a lot of polishing before it’s ready to release to our coaching clients. This will be our last book on the subject and will serve as the foundation for our coaching business so we want to take our time and do it right. After that is done we will add a couple of chapters to the guide and publish it as a DIY coaching guide hopefully by the end of this year.
Continue reading “Celebrating Another Milestone”

Retiring Solo Are You Ready?

Standing on top of the world (image)TD Wealth released a survey in January 2018, which found that 47 percent of respondents were planning to retire solo. This is a fascinating statistic and one that is driven home by feedback we receive at many of our seminars.  It is not surprising that with historical high divorce rates, Statistics Canada data showing all time high levels of individuals living solo and peope living in non traditional living arrangements to reduce housing costs, that people are heading into retirement with a focus on being alone. Continue reading “Retiring Solo Are You Ready?”