Questions on Victory Lap Retirement

24nov-michaeldrakThe following is a recent interview that I did for Sheryl Smolkin over at www.savewithspp.com on VLR.

Sometimes I think it would have been better to have used the title “Victory Lap lifestyle.” VLR really isn’t a book about retirement, it’s a book that focuses on lifestyle design. Instead of being located in the personal finance section of the bookstore it should be in the self-improvement section, because the goal of the book is to help improve the quality of a person’s remaining years.

Another point we discussed in the interview is the difference between Victory Lap Retirement and an encore career. An encore career (paid or unpaid) is only one of the key ingredients in a successful Victory Lap lifestyle.  Enjoy the interview! Continue reading “Questions on Victory Lap Retirement”

Things I Learned Hanging Out With Young People

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Me and friends at CPFC16 – Kanwal, Me, Lesley-Anne and Judith (L to R)

I spent the past weekend at the Canadian Personal Finance Conference (CPFC) here in Toronto and had a blast. CPFC is a two-day conference aimed at personal finance bloggers, writers and anyone with a passion for learning more about finance. Some of the speakers included Rob Carrick (The Globe and Mail), Romana King (MoneySense magazine) and Michael Katchen CEO of Wealthsimple.

Jonathan and I spent the weekend connecting with people and handing out copies of our new book, Victory Lap Retirement.  We made many new friends and we will be working with many of them in the days ahead.

At some point, I noticed that most of the attendees were much younger than we were (For the record, Jonathan is older than me. Not by much, but enough) and this made me think that no matter the age difference, all of us at the conference  were still learning and growing. Who says you can’t teach an old dog new tricks? Bottom line, you are never too old to learn and learning new things will keep you thinking young. Continue reading “Things I Learned Hanging Out With Young People”

Letting Go Of Grudges

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With Victory Lap Retirement now finished I’ve set out on a mission to simplify my life. This past weekend I cleaned out the cave, aka my home office, where I do the majority of my writing. I managed to fill up a garbage bag with papers containing my thoughts and ideas, newspaper clippings, magazines, and books. I was so pleased with this process, I expanded this simplifying process to the rest of the house, and I am amazed by all the “junk” collected over the years. In many cases, I didn’t even remember how it was acquired. It’s not just physical “junk” that I will purge, but also the “junk” that takes up valuable space in my mind.

Today I would like to talk about how I found a way to discard grudges which are a huge time and energy waster.

“Grudges are a waste of perfect happiness, laugh when you can, apologize when you should, and let go of what you cannot change.”

-Author Unknown

Continue reading “Letting Go Of Grudges”

Having Fun At The Zoomer Show

mosesjonmikeJonathan and I spent last weekend at the Toronto Zoomer Show, which gave us  the opportunity to talk to numerous people about our new book ‘Victory Lap Retirement.” As Ernie Zelinski my mentor likes to say “Books don’t sell themselves!”

The Zoomer show is Canada’s largest consumer and lifestyle event for men and women aged 45+. Visitors at the show receive the latest trends, advice and information on positive aging from more than 250 exhibitors such as Health and Wellness, Financial Planning, Caregiving, Fitness, Technology, Employment, Education, Pets, Volunteerism, Faith, Safety and Travel. There are celebrity speakers, fitness and health demonstrations and much more. One thing I really enjoyed was the strong line up of quality tribute bands, which included one doing songs of one my personal favourites “David Bowie”.

Continue reading “Having Fun At The Zoomer Show”

Introducing “Victory Lap Retirement Winners”

Victory Lap Retirement Lifesyle winner
Victory Lap Retirement Lifestyle winner

I’ve been meaning to blog about this for awhile but the book launch has kept me quite busy and to be honest I’m a little burned out at the moment. On the positive side I feel like Scrooge on Christmas morning, there are so many positive things going on in my life right now. That is what happens when you decide to take control of your life back and design a great lifestyle for yourself. But to be honest it’s not all roses all the time and one concern that I do have is watching out for my health. I’m not sleeping properly, there is way too much stuff on my mind and even though it’s all positive it concerns me.

I’ve begun a regular habit of checking my blood pressure whenever I’m at Shoppers and the readings are all over the place. While I’m no doctor, I’m pretty sure that it reflects the pace that I’m currently living at. The goal going forward will be to lower stress and slow the pace way, way down as I want to be around a long, long time!

Continue reading “Introducing “Victory Lap Retirement Winners””

Breaking Boundaries

What are you going to do when it's your turn?
What are you going to do when it’s your turn?

Last week I appeared on BNN as a guest to talk about Victory Lap Retirement. You can see the interview here.

BNN was doing a piece on “Why Canadians Are Putting off Retirement – and The Challenges They Face” and it looks like our book Victory Lap Retirement struck quite a nerve. You can see a review of the book here and here.
Continue reading “Breaking Boundaries”

Financial Independence and Zen Awakening

 

 

 

I was recently asked to review a new book “Zen and the Art of Wealth” by Warren Mackenzie, which is a story of two friends who chat while one helps the other build his drystone wall. It’s a good book and reminded me of some important life lessons that I had forgotten over the years. The book also triggered some memories about how I was first exposed to the world of Zen. Continue reading “Financial Independence and Zen Awakening”

Prolonged Exposure To High Stress Will Mess You Up

Wall Street Banker
Wall Street Banker

I had to write this blog in response to what happened recently at Wells Fargo.

I’ve spent most of my working life, thirty eight years, in the financial services industry and was lucky to escape relatively largely free from long-term damage (I was damaged a little, but am recovering nicely).  I feel for the employees of Well Fargo who, in order to survive, in order to protect their jobs and their families, felt compelled to open over two million chequing and other accounts without their customers knowledge.

 

How did this ever happen?

Continue reading “Prolonged Exposure To High Stress Will Mess You Up”

Don’t Ever, Ever, Ever, Quit On Yourself

Work or retire as a concept of a difficult decision time for working or retirement as a cross roads and road sign with arrows showing a fork in the road representing the concept of direction when facing a challenging life choice.

If you are reading this, it means that my website has been fixed and is up and running again. Sorry about that folks, but if you have been following along, you know this computer world is all new to me and I’m trying to get by as best I can.

I’ve been told that I need to build a social media platform for myself to help tell the world about Victory Lap Retirement (VLR), which means that I need to learn all about Twitter, Facebook, LinkedIn and God knows what else. I currently use an old computer that appears to have a life of it’s own and for some unknown reason decides to shut down and restart whenever it feels like it. My internet works the same way, sometimes it likes me and sometimes it doesn’t, but it all doesn’t matter because once I decide on a course of action I never ever, ever quit.

Continue reading “Don’t Ever, Ever, Ever, Quit On Yourself”

Considering A Sale Leaseback On My Home

Real Estate and Cash concept on green blackboard

This idea came to me while away fishing and the more I think about it the more appealing it becomes. Sale leasebacks are common in the commercial property arena but I couldn’t recall seeing it discussed with respect to residential property. I googled “sale leaseback residential property” and was pleasantly surprised to find that some people are already doing it.

Continue reading “Considering A Sale Leaseback On My Home”